Getting Started

Overview

The Electrum Clearing House Payments solution facilitates inter-bank credit transfers between participants connected to South Africa's National Payments System (NPS). The supported schemes currently include:

• Real-time clearing (RTC)
• PayShap (also known as the Rapid Payments Programme, or RPP)
• Electronic Funds Transfer (EFT) credit and debit payments

This developer portal contains the guides and reference material you'll need to get connected to the various payment schemes that are supported by the Electrum platform.

Using the Portal

Implementing Your Solution

The Implementation Guides section contains everything you need to get up and running with a working integration, including:

• General information about communication protocols and scheme features, such as:
  • Asynchronous processing
  • Error handling
  • Response time limits
  • PayShap proxy payments
• Step-by-step guides on how to receive and send payments using the Electrum API.
• Details about additional services that you may use as part of your implementation, specifically:
  • Account and proxy management
  • Events publisher

API Reference Pages

Full reference pages and downloadable OpenAPI specifications are provided for the operations that support this service:

• Operations exposed by Electrum for you to consume.
• Operations that you will need to implement for Electrum to consume.
• Informational event notifications that the Electrum platform emits during the course of transaction processing.

Further Reading

If you are already an Electrum partner, you can access additional content on our Product Guides site. Here you will find business-level information about the various NPS schemes, which will provide guidance on how to design your solution with Electrum. The site requires a login, so contact your Electrum representative if you are not yet set up with an account.